Why do HNWIs find it so hard to get a mortgage?

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A recent study has shown that being very well off doesn't always guarantee access to the right finance, explains Alpa Bhakta...

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Alpa Bhakta

CEO at Butterfield Mortgages

Alpa joined Butterfield in 2011 to develop the UK property finance unit at the Private Bank in the UK and has since been promoted to Managing Director of Butterfield Mortgages Limited, and subsequently named CEO. She now manages a team of dedicated colleagues in servicing niche areas of the HNW mortgage industry. Prior to Butterfield, Alpa worked at BNP Paribas Fortis, where she headed up the private property finance team and was integral to launching and growing the lending portfolio from 1999. Previously she held positions with Credit Agricole Indosuez private bank and NatWest.

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Main image: house holds lifted upside-down a banker from the pockets of the banker so many money falls allegory of asking a mortgage

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