Just in time for flood season, the government has published “The Property Flood Resilience Action Plan” and launched a “one stop shop” advice web portal for those with homes or businesses at risk of being deluged.
The plan – devised principally by a Dr Peter Bonfield with input from the likes of central government, the Environment Agency, insurers, surveyors, materials producers, the legal profession and flood action groups – aims to bring Whitehall and industry closer together to help ensure property owners are better equipped to prepare for flooding, and that they get back into homes and business sooner if water does get in, as it did for many people throughout December and January last year.
Topics covered include the role of building regulations and certification, the benefits of independent standards, and how insurers can further increase their support for property owners installing flood resistant measures, particularly at the repair stage.
A “one stop shop” advice web portal, www.centre4resilience.org, has been established to make it easier for people to find the most relevant information on better protecting their properties against flooding.
This advice – targeted at homeowners, business owners and third parties such as insurers – includes:
- precautionary actions to take to better protect a property from flooding;
- actions to take if a property is in imminent danger from flooding;
- live flood warnings;
- recent case studies and research.
Floods Minister Thérèse Coffey: “The impact of flooding on people’s lives is not just financial, it can be emotionally devastating. This new action plan brings business and government together so it will be easier for people to take action to better protect themselves and their properties.
“Our unprecedented £2.5bn investment in flood defences will better protect 300,000 properties from floods by 2021. But property-level measures are key to ensuring those who are unfortunate enough to suffer flooding can get back in their homes and businesses sooner and minimise the impact.”
Dr Peter Bonfield: “The Action Plan will help to give people and businesses the means to reduce the chances of their lives and livelihoods being disrupted by flooding. This is about both stopping the floodwaters getting in, and speeding recovery when it does.
“This action plan goes hand in hand with other recent announcements, like the broader National Flood Resilience Review. Both help ensure the country is better prepared for future flood events.”
Director General of the Association of British Insurers, Huw Evans: “Being flooded is horribly traumatic, not only because of the immediate devastation, but because drying out and repairing badly affected properties can take so long. In the wake of last winter’s floods insurers offered those affected practical help in applying for government grants and arranging for resilient repair works.
“We will continue to work with the Government, Environment Agency and others on how to encourage more people to flood-proof their homes and businesses, so people can get their lives back to normal as quickly as possible.
Emma Howard Boyd, chair of the Environment Agency: “Flooding is a devastating experience for those it affects, and this report highlights the need to use a mosaic of measures to help communities improve their own risk and resilience and take appropriate action.
“No one body or organisation can reduce risk entirely, and people need to be aware of the risk they are facing, sign up for warnings and take steps to protect themselves.
“We know there are challenges as to why these measures have not been taken up – but working with members of the insurance industry and our partners, we want to empower people to take up measures that can help them address the impact that flooding has on their lives and livelihoods.”